Due Credits

Being a photographer I feel like a sucker at most times, when my friends to friend of friends download my photo and upload to their profile on Facebook and don’t pass on the due credits.

It just happens all the time for a photographer alone. I have fought with a close friend right on Facebook and indeed lost  the entire confidence of his family. I lost him.

But the worst thing is that other professionals are not vulnerable to this kind of attack.

Why me?

 

 

Panic Mode, Self Destruction mode – The future of Mobile Phones.

Well I did watch the movie Mission Impossible 1,2 & 3. I am taking this to next level, I think it is high time for Mobile phones to have this feature of Self Destruction mode. Why?

You should have heard about the excellent feature of Mobile tracker from Samsung. Wow -  Awesome, That Awesome didn’t help my friend to get back his mobile.

What is Mobile tracker?
The owner of the mobile phone needs to store 2 sets of mobile number on to Samsung phone. After which in any case some one changes the SIM card of that mobile with a new SIM card, Immediately a SMS is sent to both the registered numbers of the new SIM card inserted or mobile phone number is revealed. So that the Owner can track who is currently owning his/her mobile.

Now back to story…

My friend had recently lost his mobile tracker enabled mobile phone, in spite of he calling up the current mobile owner, the phone has not yet reached his hands. He threatens to throw the mobile in to a WELL, rather he returns the mobile of fearing a plot to get captured by Cops.

So here is my simple suggestion, I am sure the mobile manufacturers are listening

This phone should have these features

1) Data Sync

2) Panic Mode

3) Self Destruction Mode.

Data Sync: Why can’t all data be backed up instantly or atleast every day, week or month, Well I suggest that to happen automatically on a computer through Wifi or any other method possible. As soon as the user authenticates a particular computer and when the user is well inside the network it should back up the new updates, with out even bothering the Mobile phone owner.

Panic Mode: As soon as you loose your mobile phone, you send an SMS to your mobile phone with some unique keys. From then on any SMS on that mobile phone received will be forwarded to the desired number set by you, All voice calls in conference mode. The data card datas are completely erased.

Assuming the thief is smart enough,  inserts a new SIM card, Panic mode automatically gets activated and any future communications are to shared with the 2 desired numbers already set by the owner of the Mobile phone. More of an enhanced mobile tracker. Let us say the thief is even more smart enough to have an SIM card inserted with little money re-charged, then SMS alone gets activated and when money recharged with sufficient money it should do with conference call.

Self Destruction mode: Assuming you spoke to the thief and is not ready for any deals. Then why the heck he should have your Mobile phone or even sell them. Start activating the Self destruction mode by just sending the SMS with a unique key, kindly note that SMS can be activated from any mobile phone. The mother board starts to melt down by alerting the user with a speaker phone voice activated for self destruction.

Happen to read from Seth Godin blog on

Gil lost his cell phone

I think Seth would appreciate my idea.

Kindly note: Mobile manufacturers, If you intend to use my idea, Kindly reward me. Let’s discuss.

Are you searching for Wikileaks website?

You may be wondering what Wikileaks is all about and why wikileaks have become so important now.

If you didn’t hear about the whistle blowers website taken offline, officially order by the US court. The news is from BBC website

Here is the link to the live Wikileaks website.

You must be wondering, Why I have taken so much interest on this website.  Check for the links pertaining to India, you can see the ombudsman fighting for common people in India.

Firefox firebug can slowdown Gmail

I was quiet thrilled when Gmail showed me this error msg. Gmail detected the browser to be firefox and the firebug addon turned on. I use firebug extension when I make AJAX calls on my projects, it is turned on by default.

gmail firebug

In fact Gmail suggest what you can do to fix the problem, here is the link which tells you how to turn the firebug extension disabled for a particular site or even the entire firebug extension to be disabled temporarily.
gmail firebug
What else more you need from Gmail.

Well raises more suspicion, which I had already talked about right here, is Google sneaking in to our privacy.

What it takes to float a SMS based advertiser company?

We have mGinger coming the big way and after few days of waiting period, the entry of SMS2India, and now comes adMAD or I would say there are more services be made available with the help of a small gadget.

Here is what it takes to make a SMS advertising company

  1. a SIM card from any Mobile operator (you could get fancy numbers like 5555)
  2. a GSM modem
  3. a software to send SMS to multiple user list.
  4. a software integrated with user list to calculate the money to be given to each user.

That is the reason it takes only few days to float a SMS based Mobile advertiser company.

As far as I have known mGinger is the only company which has done some effort to explain the user about its advantage in different media (TV or internet ads). While companies like SMS2India and others have been using mGinger’s advertising spends and have been penetrating in to mGinger’s market share.

PS: kindly note all these companies are trying for a very small market which is not yet tried tested or proven. Atleast in India, it is because of the easy business model setup (like making HTML templates and not flash based sites) people have been floating these companies. I have no hope, that none will survive and make pure loses. I don’t want to say mGinger, SMS2India, adMAD is fake, because they believed that there is market. Let their belief come true.

ManageEngine Opmanger has a addon SMS toolkit which allows users to receive SMS  as notification when their server or router in their network gets in to trouble. SMS toolkit users a GSM modem, so that is how I knew that it take few days and little money to buy these hardware and software to float a company the only thing they need to develop is the billing system.

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What could be the Ideal Business for mGinger?

mGinger Business Proposal

Dudes strike this deal, Here is my business proposal or call it a new marketing concept, on Digital Advertisements

Call up a meeting with all mobile service providers. You already have the user’s preference of likes and dislikes. Now you don’t have to SMS any one. Instead put up Plasma displays every where in the city (malls, cinema halls, public toilets, if possible trains, buses and think where ever is possible of any public places which could house for these digital plasma screens).

Here is the Math?
What you need to provide is plasma screens with digital Advertisements and the service provider will let you know where you registered users are?

Your math comes here, you know the preference of each user available at a location. Check the highest choice preferred and let the advertisement roll out.

You give the highest digital impression on the advertisement, and you could have more potential customers as they going to getter discounts on the purchase from the shop, your subscriber needs to flash your membership card.

Your subscribers could even sms you to find out the best deals at a local store.

This is my idea, so be sure to take care of me ;)
SMS is annoying, apart from that. The email boxes are getting mGinger signup mails.

What say?

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mGinger – mobile SMS nuisance

mGinger

Do you want to get paid for the SMS which you receive on your mobile?
Here are the ad providers, who would send SMS on your mobile and you could eventually earn money for viewing and deleting the SMS.
Currently the site says

How much money can I make?
Ads you receive per day X
Friends you refer X
Friends each of your friend refers X
there is a calculate button for you to check the revenue you earn per month.

I have been wondering how many of people have been shouting at their own Mobile service providers to stop sending SMS and a new product comes out of the shelf in offering money to receive SMS on your mobile. Well surely mGinger would be productivity killer.

I am sure it is gonna be hit, and I see the potential customers would be the students crowd and you can expect your friends and spam messages asking you to signup.

Thank you mGinger for filling up our mailbox. Wishing the mGinger team a best of luck.

People who wish to Signup can click on this  signup link.

Related topics:

  1. Good bye mGinger, Welcome SMS2India
  2. mGinger signup not a fair deal
  3. What could be the Ideal Business for mGinger?

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[DIY] Save on Tax Money – India

As many of you have been taking sessions with your financial adviser on how
to cut tax. Most of you will agree with me that their suggestion were

  1. take up a L.I.C policy
  2. buy a new home
  3. Invest in PPF
  4. Invest in Indira vikas patra
  5. Mutual Fund (tax saver)
  6. etc etc

But how many of us are actually able to buy or invest on the above.

Kind Note: Most advise from financial adviser, seems not to helping
us. Because we don’t sound intelligent on financial terms. Your adviser will
only be able to help you when you have a sounding knowledge about your financial
status. You need to ask him the right phrase or term for your adviser to answer
you.

Let me illustrate with an example if you are programmer or coder in an
software industry you know what a for loop is and the other
methods
Method 1:

   1:  for(var i=0;i
   2:  // do some thing
   3:  }

Method 2:

   1:  for( var k in object_or_array){
   2:  // do some thing
   3:  }

Assume that a amateur coder approaches you with a buggy code
and requests for debugging the code. Most of us will say the problem in the some
line number and may not explain about the other methods to approach the problem,
because it involves learning curve, Which of course many of us are not ready to
spend time with the new kid on the block.
The same happens when we seek
advise from our financial adviser.

Before you want to cut your taxes you need to understand and know what is
SAVINGS
Savings – If you want to cut tax you need to have saving, so that
you could invest money.

Caution: Before you start saving money,
Kindly ask the question below

How much you can save every
month?
This question is very important, if some one asked you this
question you might have said,

  1. Where is the saving
  2. May be I can save 2000 INR or more

Don’t float in the clouds, start talking real.
Once I committed the same
mistake, At first I answered no:1 and finally felt I should start saving and I
answered no:2. After which I went ahead and started investing money, finally
ended borrowing money from friends, to keep my family needs going.

Where did I go wrong?
It was my bloody Life Style – me a high
flyer, me a gadget freak
and what not. It took some time for my friend (Girish – My boss) to
make me understand what was the problem, if he had communicated the same message
earlier, I guess I would have taken it lightly. The problem about not having
money in hand to do saving.

It was some thing like filling up petrol for your bike and riding it when
your bike hit reserve, What was the obvious thing which you did next

  1. Kept riding it till it became empty.
  2. or filled the tank as soon as it hit reserve

The same goes for our saving and expenses too. If you want to invest you need
to have surplus money.

How do you generate surplus money, considering that you come from middle
class family and you are the only bread winner?
Simple, check your life
style, cut unnecessary expenditure, stretch on things if you can.

practice for couple of months so you know your pattern of expenses which
happen at your home.

It could be

  1. groceries
  2. rent
  3. electricity bill
  4. telephone bill
  5. mobile bill
  6. petrol and vehicle expenses or commuting charges
  7. etc etc

or so called fixed expenses

There some more expenses like

  1. medical
  2. new dress
  3. your trip to native place
  4. your inlaws coming home ;)
  5. etc etc.

or so called variable expenses which you can’t foresee.

Now after generating Surplus money, you need to know,
what would be right investment for your portfolio.

Your choice

  1. *Should you invest in L.I.C (life insurance corporation) which your
    forefathers or ancestors where investing
  2. *Or invest in Insurance policies which are newly opened foreign brands (Max
    Newyork, ICICI prudential, etc) who promise good returns
  3. **Whether buying new House
  4. Mediclaim policy
  5. How about Indira vikas patra
  6. Why not little risky investment in mutual funds, there are tax saver one’s
    too.
  7. Not worried I have time and ready to risk in stocks, from return I would
    invest in all of the above.

*A pure Insurance means life coverage, nothing to do with money returns (Ask
your agent to give in writing that X amount will be returns which they have been
promising) You will know the truth.
A Term Insurance policy
is pure insurance – you spend money for your insurance, in case of your
demise, your family would receive the benefit and you don’t make your family
feel that your departure had costed them dear.
After investing in term
policy, invest rest of your saving to some other investment.

**Now buying a house in an investment, but doesn’t become your Asset it is your liability, It is bank’s Asset. Once you are
finished of with the bank loan, it becomes your ASSET. So
Caution, before you buy real estates etc. Consider the bank
interest rates (which are increasing, in recent days). The effect would be that
your loan get extended for couple of years and that depends on the loan amount.
You may be paying EMI’s after your retirement.

Mediclaim is always important, do have one. If your working
company doesn’t cover your family. And if you have elder people @ home,
Mediclaim is a boon.

Now you have made your investment from the variety of choices you had above.
How about cutting your tax.
Well if your salary is lesser or equal to 1 Lakh
(100 thousand) INR you don’t pay tax
Above 1 Lakh you can cut your tax by
showing the investment which come under 80 G etc (I don’t want to be too
financial with words).
Some of you would have known that the maximum you
could cut your tax is for another 1 Lakh INR.
So how do you make more
money?
Simple, Earn more (Work hard, It is time for your hike in salary).

or Start your own Business.

I will let you know how to save more money when you start your own
business.

Before I close the post. Few points to ponder

  1. Learn to read your financial statements.
  2. Do have a book keeper so as to track your expense, If you can’t afford one
    book keeper. Be sure to keep track of your income and expense every week if not at least monthly
  3. When you seek advise from your financial adviser do have all your financial statements and supporting documents.
  4. Financial advisers are like Doctors. Doctors are for your human body and
    Financial advisers are for your personal or company finance. So no secrecy. Keep
    your account open so that they can help.
  5. Earn more to save more and to Invest more.

Note for Financial advisers: Keep your lips tight, don’t let
down your client’s vital financial information to others. In the long run you
may end up with more clients, if you live up with the promises.

Happy investing. happy self realization.

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How important is important interruption?

Few days a ago we meet Ms. Sukeshini Grandhi a PhD candidate and currently doing an intern for Nielsen Norman group, yeah the usability guru Jacob Nielsen, she was at our campus. Her work seems to be fascinating, she expressed her current passion, working on personal notification system (something like that) it is more or less like you don’t want to get bothered unless it is important. It is interesting, why, I get stupid calls from banks, vendors etc which actually bother my work.

How many phone calls did you receive which was actually important or felt it was important?
Most Managers become inefficient, and this is one of the factors, because of intrusion, interruption in work and so on.. Why not the people who work under him/her are more efficient. Their work is focussed, only when problem arise then need to notify the manager.

So here is a system Which I suggest to Ms Sukeshini Grandhi on the next generation Mobile phones and gadgets which will ensure that, you don’t get distrubed unless you need to hear what is important ( this is my wild Imagination, I am sure you can come up with something better).

something like a spam list for your email, you will have one for your hitech gadgets. Your registed users can interrupt your work, spam list users are handled by your mobile phone’s artifical intelligent voice interactive software (tell yours caller that you are busy, leave the number and the message will get back to you shortly), well all information are stored locally. Few exception or hack which is purposefully made for the spammers to reach you, they need to make a minumum of five calls to reach you. (This is going to be tough on spammers who would not like to try and burn their pockets), Even been thinking when at workplace, your gadget set on to a mounting stand would smartly recharge if necessary or update files from server and also that it knows you are at work and you don’t like to get disturbed. Only when important call arrives it gives you a ring

Why in the first place do we need keys for our gadgets why not just touch screens, view a large video, type things like you find one on the tablet PC or handheld devices (PDAs).
Voice recognition software has to play a major role, currently some mobile phones of Nokia has bare minimal voice recognition software so that you can use for voice dial, I think Bill Gates is on to this, his team is currently focussing on to the Voice recognition software.
Well the future seems to be interesting as more and more devices are converging in to one
Like Mobile phones currently plays FM radio, MP3 songs (ipod feature), Camera. What could the next thing “Voice recognition” and noftification when needed

Well I am looking forward for Ms. Sukenshini Grandhi to reply and have herself a blog so we all could interact.

Note: for those who want see her works, here is the link
Her Eyetracking project
click here

Thanks to Rajendran, You could even see Ms Sukeshini Grandhi (right) with Radha Rajendran.
radhawithsukeshini.jpg

 

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End to Anonymous Phone Calls & Privacy

I guess Citibank  is the first to be proactive to put an end to anonymous Phone calls, promotional mailers (spam mails). Yesterday I received a Mail from Citibank asking me for the preference of me receiving the mails.

I remember the same when I worked in Clasticon Solutions a year ago, My friend Navin told me that Citibank is planning on sending mails to all its customers, about the choice of mails which the customers would like to receive.

Well it took one year, but good they are likely to be the trend setters as the same may be expected from other banks and mobile operators like Airtel,aircel Hutch.

Here is the mailer which I received from Citibank
Click to open a larger clear version
Click to open a larger clear version

But one more thing is that Who ever designed this form is mean
Why don’t they like a customer?
Imagine, I would like to receive email’s but not phone calls- there is no option for me to list in the above form.
The brilliant IIM guys @ citibank suck